Today I’m joined by Michael DeBacker of USA Mortgage to talk about how your credit score can affect your overall home buying process.
Here’s an outline of our discussion, with timestamps so that you can skip around to the section(s) that interest you the most:
1:05- What kind of credit score is needed to get approved for a home loan?
2:05- Why waiting until the last minute to get approved could be a huge mistake
2:55- Is the loan with the lowest interest rate always the best option?
3:50- The benefits of working with a local lender over a national one
4:50- The optimal credit score for the best interest rate
5:35- Michael’s thoughts on credit repair companies
6:30- Wrapping things up
If you have any questions for Michael about mortgages or interest rates, give him a call at (214) 718-2248.
If you have any other real estate questions for me, feel free to reach out via phone or email. I would love to hear from you.
